Debt-to-Income (DTI) Ratio: The Simple, Friendly Guide For Homebuyers

Debt-to-Income (DTI) Ratio: The Simple, Friendly Guide For Homebuyers

Debt-to-Income (DTI) Ratio: The Simple, Friendly Guide For HomebuyersBrett Turner
Published on: 01/12/2026

Understand debt-to-income (DTI) like a pro. Learn front-end vs back-end DTI, how to calculate it with examples, ideal ratios by loan type, what counts, and simple strategies to improve your DTI.

Home Buying TipsFirst-Time Home Buyers Mortgage QualificationHOME LOAN EDUCATIONLoan ProgramsHomebuyer EducationMortgage Education
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Why High Income Doesn't Always Mean Easy Mortgage Approval

Why High Income Doesn't Always Mean Easy Mortgage Approval

Why High Income Doesn't Always Mean Easy Mortgage ApprovalBrett Turner
Published on: 01/09/2026

High income doesn't guarantee mortgage approval. Learn why high earners face unique challenges with DTI ratios, credit, documentation, and solutions for complex financial situations.

Home Buying TipsFirst-Time Home Buyers Mortgage QualificationHOME LOAN EDUCATIONLoan ProgramsHomebuyer EducationMortgage Education
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What Credit Score Do You Need to Buy a House in Georgia? (2026 Requirements)

What Credit Score Do You Need to Buy a House in Georgia? (2026 Requirements)

What Credit Score Do You Need to Buy a House in Georgia? (2026 Requirements)Brett Turner
Published on: 01/08/2026

Learn what credit score you need to buy a house in Georgia in 2026. Explore minimum scores by loan type, how credit impacts mortgage approval, and tips to improve your score before applying for a Georgia home loan.

Home Buying TipsFirst-Time Home Buyers Mortgage Qualification
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