Georgia Homeownership Starts Here - See Your Options!

I Use a Proven System to Help Buyers Pay Less Each Month, Bring Less to Closing, and Win More Offers

Georgia Homebuyers—Work With the Mortgage Pro Who Agents Trust to Close Fast and Save Their Clients Cash

  • First-time buyer, move-up, or denied elsewhere—I’ve got you

  • I don’t just quote rates—I build winning strategies

  • 15 years of closings, 100s of happy clients, and 5-star results

🚫 WARNING! Picking the Wrong Lender Could Be the Most Expensive Mistake You Make This Year 🚫

Most Georgia homebuyers don’t realize how much a poorly structured loan can cost them. Until it’s too late.

  • A payment that’s $300/month higher than it needs to be

  • Thousands more due at closing—money you could’ve kept

  • Delays, stress, and last-minute surprises that blow up your deal

I’ve fixed deals other lenders wrecked. But I’d rather help you avoid the mess in the first place.

Here’s How I Help Buyers Get Lower Payments & Bring Less to Closing—While Everyone Else is Just Quoting Rates

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The Homebuyer Savings Blueprint

We identify Flex Cash, lender credits, and down payment solutions most lenders don’t even bother to explore.

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The Loan Maximizer Formula

We structure your loan around your goals to lower your monthly payment AND reduce how much cash you need to close.

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The Fast-Track Approval Process

I work directly with underwriters so you close faster and don’t get caught in red tape.

Not everyone qualifies. Apply now to see if you do.

Success Stories from Past Clients

Our Buyers Who Got Results

James R., Savannah, GA

I almost went with another lender, but Brett personally walked me through my options and showed me how to cut my monthly payment by $250 while getting $5,000 in lender credits. No one else even mentioned that! I’m so glad I worked with him.”

Want results like this? Apply now and let’s make it happen!

Still Have Questions?

You don’t need another generic quote—you need a real strategy.

If you're not ready to apply but you’re serious about getting the right loan (and not overpaying), let’s talk for 15 minutes.

Limited spots each week—schedule early to reserve your time.

Here’s What We Do – Loan Program Options

SmartLoan™

Homebuyer System

Lower your monthly payment and bring less to closing—custom-built for your budget.

Star Savings Community Lending Program

Extra savings and lender credits for eligible properties in select areas.

Georgia Dream Down Payment Assistance

Up to $12,500 in down payment support for qualified first-time buyers.

Home 2 Home

with Northstar

Use your home’s equity to move up—without waiting to sell first.

Second Chance

Home Loans

Denied by your bank? Self-employed? Let’s build a smart loan strategy to get you approved.

100% Financing

VA & USDA Loans

$0 down options for eligible buyers—including military and rural buyers.

SmartLoan™ Homebuyer System

Lower your monthly mortgage payments and reduce cash-to-close costs with tailored loan solutions. Unlock savings, access lender credits, and secure the best financing options to make homeownership more affordable. Apply today and start saving instantly.

Star Savings Community Lending

Get extra savings and exclusive lender credits on eligible properties. Maximize your home financing benefits with special programs designed to lower costs and make homeownership more affordable. Apply now to see if you qualify.

Georgia Dream Down Payment Assistance

Get up to $12,500 in down payment assistance for qualified buyers. This program helps make homeownership more affordable by reducing upfront costs. Check your eligibility and take the next step toward your new home today

Buy Before You Sell Program

Designed for move-up buyers with equity, this program lets you purchase your next home before selling your current one. Avoid the stress of timing your sale and move seamlessly into your new home.

Tough Loans

Designed for self-employed borrowers and those turned down by banks, this program offers flexible mortgage solutions. Get the financing you need with alternative income verification and customized loan options.

100% Financing

Offering 100% financing, VA and USDA home loan programs help eligible buyers purchase a home with no down payment. VA loans support veterans and active military, while USDA loans assist buyers in rural areas with low-interest rates and flexible terms.

Why Work With Brett Turner Over Other Lenders?

Feature
Brett Turner
Bank or Credit Union
Online & Big-Box Lenders
Lower Payments & Flex Cash Options
Yes – Custom strategy to reduce monthly cost
Limited flexibility, no strategic structuring
No flexibility – One-size fits all
Fast Closings
Yes – Underwriter direct access
30–45+ days
Delays from volume & disconnected teams
Programs for Every Buyer
Yes – First-time, VA, DPA, self-employed
Limited scope, stricter guidelines
Focus on only conventional borrowers
Real Communication
Direct contact with me, always
No updates, long waits
Call centers & generic reps
Creative Loan Structuring
Built around YOUR goals
Basic approvals only
Just rate quotes – no planning
5-Star Rated Service
Yes – 40+ reviews from happy clients
No visibility, no personalized experience
Low accountability & support
Feature
Lower Payments & Flex Cash Options
Fast Closings
Programs for Every Buyer
Real Commitment
Credit Score Boosting
Brett Turner
Custom strategy to reduce fees
We - Underwrite direct access
Helps you with 90% LTV, safe
Fast answers with one phone call
Direct around YOUR goals
We make customers happy
Bank or Credit Union
AI-based Credibility, no strategic structuring
30+ day closings
No updates, long waits
⚠️A hard inquiry, stricter guidelines
No one explains your loan
Multiple, pre-programmed
Online & Big-Box Lenders
No flexibility. One-size-fits-all
Delay closing a loan
Process out of control
AI call centers & generic reps
No best options - pre-planning
No accountability & support

Want the best loan strategy for your home purchase? Let’s make it happen!

Meet the Team

Mortgage Strategist | U.S. Army Veteran | 15+ Years of Experience

Brett doesn’t just quote rates—he engineers smart mortgage plans that help buyers save thousands at closing and every month after. A U.S. Army veteran and seasoned mortgage advisor based northeast of Atlanta, Brett has spent 15+ years helping Georgia homebuyers navigate the process with confidence, strategy, and speed. He’s known for solving tough problems, simplifying complex deals, and delivering results other lenders can’t—or won’t.

“My job isn’t to sell you a loan. It’s to show you the smartest way to own a home—without wasting time or money.”

NMLS# : 1485013

GRML# : 62284

NMLS# : 1465441
GRML# : 53303

Katie Gudz

Pre-Approval Specialist | 8 Years in Mortgage | Military Family Advocate

Katie is the first person most buyers hear from—and for good reason. With 8 years in the mortgage business and a background in accounting, she combines precision with passion to help buyers get pre-approved quickly and confidently. A Georgia native, she lives in Richmond Hill where she supports her husband’s military career and raises two daughters. She grew up in Tallahassee and earned her accounting degree from Florida State before transitioning into mortgage—a move that turned out to be the perfect fit.

“I love helping families take the first step toward homeownership. Whether you're buying your first home or your forever home, I’m here to make it smooth, fast, and stress-free.”

Katie Gudz

Pre-Approval Specialist | 8 Years in Mortgage | Military Family Advocate

Katie is the first person most buyers hear from—and for good reason. With 8 years in the mortgage business and a background in accounting, she combines precision with passion to help buyers get pre-approved quickly and confidently. A Georgia native, she lives in Richmond Hill where she supports her husband’s military career and raises two daughters. She grew up in Tallahassee and earned her accounting degree from Florida State before transitioning into mortgage—a move that turned out to be the perfect fit.

“I love helping families take the first step toward homeownership. Whether you're buying your first home or your forever home, I’m here to make it smooth, fast, and stress-free.”

NMLS# : 1465441
GRML# : 53303

Schedule Your Free 15-Minute Call with Brett

Lock-In your $500 Appraisal Credit Today!

When you Book Your SmartLoan Strategy Session

Offers expires in:

At NorthStar, we understand that purchasing a home is one of the most significant financial decisions you will make in your lifetime. That’s why we have dedicated ourselves to providing the highest level of service and expertise in the mortgage industry.

Contact Brett: (770) 733-1551 office l (865) 567-3095 cell

Northstar Mortgage Advisors

Dallas Hwy.Bldg. 100, Ste 200, Marietta, GA 30064 (404) 409-0300

The content provided within this website is presented for information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Other restrictions may apply. Mortgage loans may be arranged through third party providers.

Copyright © 2025. NorthStar Mortgage Advisors. DIV. of Canopy Mortgage, LLC 2414 Dallas Hwy. Bldg. 100, Ste. 200. (404) 409-0300. NMLS Consumer Access #1359687. For licensing info: NMLSconsumeraccess.org All loans subject to credit and property approval. www.nmlsconsumeraccess.com Terms of Use, Licensing Information, and Privacy Policy.

All loans subject to credit and property approval. Rates subject to change without notice. Interactive calculators are self-help tools. All examples are hypothetical and are for illustrative purposes only.