First-time buyer, move-up, or denied elsewhere—I’ve got you
I don’t just quote rates—I build winning strategies
15 years of closings, 100s of happy clients, and 5-star results
A payment that’s $300/month higher than it needs to be
Thousands more due at closing—money you could’ve kept
Delays, stress, and last-minute surprises that blow up your deal
We identify Flex Cash, lender credits, and down payment solutions most lenders don’t even bother to explore.
We structure your loan around your goals to lower your monthly payment AND reduce how much cash you need to close.
I work directly with underwriters so you close faster and don’t get caught in red tape.
I almost went with another lender, but Brett personally walked me through my options and showed me how to cut my monthly payment by $250 while getting $5,000 in lender credits. No one else even mentioned that! I’m so glad I worked with him.”
Still Have Questions?
You don’t need another generic quote—you need a real strategy.
If you're not ready to apply but you’re serious about getting the right loan (and not overpaying), let’s talk for 15 minutes.
Limited spots each week—schedule early to reserve your time.
Homebuyer System
Lower your monthly payment and bring less to closing—custom-built for your budget.
Extra savings and lender credits for eligible properties in select areas.
Up to $12,500 in down payment support for qualified first-time buyers.
with Northstar
Use your home’s equity to move up—without waiting to sell first.
Home Loans
Denied by your bank? Self-employed? Let’s build a smart loan strategy to get you approved.
VA & USDA Loans
$0 down options for eligible buyers—including military and rural buyers.
Lower your monthly mortgage payments and reduce cash-to-close costs with tailored loan solutions. Unlock savings, access lender credits, and secure the best financing options to make homeownership more affordable. Apply today and start saving instantly.
Get extra savings and exclusive lender credits on eligible properties. Maximize your home financing benefits with special programs designed to lower costs and make homeownership more affordable. Apply now to see if you qualify.
Get up to $12,500 in down payment assistance for qualified buyers. This program helps make homeownership more affordable by reducing upfront costs. Check your eligibility and take the next step toward your new home today
Designed for move-up buyers with equity, this program lets you purchase your next home before selling your current one. Avoid the stress of timing your sale and move seamlessly into your new home.
Designed for self-employed borrowers and those turned down by banks, this program offers flexible mortgage solutions. Get the financing you need with alternative income verification and customized loan options.
Offering 100% financing, VA and USDA home loan programs help eligible buyers purchase a home with no down payment. VA loans support veterans and active military, while USDA loans assist buyers in rural areas with low-interest rates and flexible terms.
Mortgage Strategist | U.S. Army Veteran | 15+ Years of Experience
Brett doesn’t just quote rates—he engineers smart mortgage plans that help buyers save thousands at closing and every month after. A U.S. Army veteran and seasoned mortgage advisor based northeast of Atlanta, Brett has spent 15+ years helping Georgia homebuyers navigate the process with confidence, strategy, and speed. He’s known for solving tough problems, simplifying complex deals, and delivering results other lenders can’t—or won’t.
“My job isn’t to sell you a loan. It’s to show you the smartest way to own a home—without wasting time or money.”
NMLS# : 1485013
GRML# : 62284
NMLS# : 1465441
GRML# : 53303
Pre-Approval Specialist | 8 Years in Mortgage | Military Family Advocate
Katie is the first person most buyers hear from—and for good reason. With 8 years in the mortgage business and a background in accounting, she combines precision with passion to help buyers get pre-approved quickly and confidently. A Georgia native, she lives in Richmond Hill where she supports her husband’s military career and raises two daughters. She grew up in Tallahassee and earned her accounting degree from Florida State before transitioning into mortgage—a move that turned out to be the perfect fit.
“I love helping families take the first step toward homeownership. Whether you're buying your first home or your forever home, I’m here to make it smooth, fast, and stress-free.”
Pre-Approval Specialist | 8 Years in Mortgage | Military Family Advocate
Katie is the first person most buyers hear from—and for good reason. With 8 years in the mortgage business and a background in accounting, she combines precision with passion to help buyers get pre-approved quickly and confidently. A Georgia native, she lives in Richmond Hill where she supports her husband’s military career and raises two daughters. She grew up in Tallahassee and earned her accounting degree from Florida State before transitioning into mortgage—a move that turned out to be the perfect fit.
“I love helping families take the first step toward homeownership. Whether you're buying your first home or your forever home, I’m here to make it smooth, fast, and stress-free.”
NMLS# : 1465441
GRML# : 53303
At NorthStar, we understand that purchasing a home is one of the most significant financial decisions you will make in your lifetime. That’s why we have dedicated ourselves to providing the highest level of service and expertise in the mortgage industry.
Contact Brett: (770) 733-1551 office l (865) 567-3095 cell
Northstar Mortgage Advisors
Dallas Hwy.Bldg. 100, Ste 200, Marietta, GA 30064 (404) 409-0300
The content provided within this website is presented for information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Other restrictions may apply. Mortgage loans may be arranged through third party providers.
Copyright © 2025. NorthStar Mortgage Advisors. DIV. of Canopy Mortgage, LLC 2414 Dallas Hwy. Bldg. 100, Ste. 200. (404) 409-0300. NMLS Consumer Access #1359687. For licensing info: NMLSconsumeraccess.org All loans subject to credit and property approval. www.nmlsconsumeraccess.com Terms of Use, Licensing Information, and Privacy Policy.
All loans subject to credit and property approval. Rates subject to change without notice. Interactive calculators are self-help tools. All examples are hypothetical and are for illustrative purposes only.